Moving from rental to rental is obviously a financial inconvenience, but it can also be a significant emotional burden. When you don’t know for sure where you’ll be living next, you also don’t know who your neighbors will be or where your kids will be going to school.
When you buy your own place, you make an investment in your home and your community. Enjoying friendships with neighbors, community involvement and stable educational opportunities for your children are just a few benefits of home-ownership that you can’t put a price on. I'd be happy to discuss the ways in which buying a new home this year could be achievable and affordable for you and your family.
When you are ready to start looking for homes with me in person, you will want to become pre-approved for a loan.
In the pre-approval process, the lender conducts a thorough credit check and verifies your employment and deposits. The lender's pre-approval is a commitment to loan up to a certain pre-determined amount.
Pre-approval is critical to any homebuyer shopping in a competitive real estate market. It strengthens your offer and negotiating position. A home seller will often choose an offer that is pre-approved for a mortgage over someone whose financial picture is still in question.
If you're ready to take the next step and want to get pre-approved and start looking for your dream home, let me know right away. I'm excited to help you find your new home!